Did you ever wonder how much money you would need to save to retire in luxury like our civil "masters". Wonder no more, all you need to do is find your favorite retired local "servant" and input the data. For example, your local cop or fire figher who retires with a yearly pension payment of $90,000 at the age of 52, on disability, will have a retirement comparable to someone with $2.13 million in a 401K. Must be nice to be a millionaire public servant. I guess it is the duty of all regular Californians to make millionaires out of our civil "masters".